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Do you want to be bothered by the breakage or malfunctioning of items in the new house? Nobody does. So how you can save yourself from this trouble? The easiest solution to have peace of mind is to obtain a home warranty plan.

This is especially useful if you're a first-time home buyer and have no experience maintaining a home. You might ask who pays for the home warranty. The buyer or the seller? This depends on your local customs. Mostly, it is the seller who pays for the warranty because then the buyer will not call the seller after closing if something breaks.

How much does a Home Warranty cost? Home warranties are fairly inexpensive, typically ranging from $250 to $400. The range generally depends on the coverage. The policies have to be prepaid for a year in advance, and after that they can be renewed.

As per the plan, if a home system or appliance breaks or malfunctions, you should call the home warranty company. The company will then call a provider with which it has a business arrangement. This provider will then give you a call to make an appointment.

The provider will come to your house to fix the problem. If an appliance is malfunctioning and cannot be repaired, home warranty company will pay to replace and install the appliance.

But for this, the cost of the appliance should be under the coverage limit. This will be given in your contract.

You may have to pay a small trade service fee which is generally less than $100. General things which are covered under the home warranties are: Air conditioning Dishwashers Doorbells Furnace / heating Water heater Ductwork Garbage disposal Inside plumbing stoppages Ceiling fans Electrical systems Range and oven Telephone wiring Some things which might not be covered under the home warranty plan are: Outdoor items such as sprinklers Faucet repairs are not covered under all plans Not all plans pay for refrigerators, washers & dryers or garage door openers Spa or pools, unless specific coverage requested Permit fees Haul away Remember that the home warranty plans may vary from state to state and from policy to policy.

So it is highly recommended that you see a sample copy of a policy before you commit.

Article Source: http://www.articlesbase.com/home-and-family-articles/all-about-home-warranties-1318854.html About the Author: Explore Four-Bedroom Grayhawk Houses for Sale . Go to Eco-Friendly Johnson Ranch Real Estate . Check out The Foothills Gated Homes for Sale .